Consumer Finance

iMX is capable of providing out of box full e2e easy and configurable system for consumer finance, fully covering all of the aspects from prospection (LEAD and X-SELL Campaigns) - through origination, deep underwriting, automated generation of offer to customer (including positive/negative alternatives), generation of contract, signing process and contract competition process - to disbursement and collection processes.

• Distribution channels: directly through the internet/brokers/agencies
• White labelling
• Comparative simulations for one and the same project
• Risk analysis/setting limits
• Proposals
• Managing broker commissions (up to and including sellers)
• The disbursement beneficiary may be the client or any other party involved in the case
• Multiple disbursements
• Budget management with a period for releasing funds prior to the creation of a final amortization table based on actually paid amounts
• Interim interest
• Managing private label cards (immediate debit, deferred debit or credit)
• Managing “special transactions”
• After-sales operations (with or without fees)
• Adding/deleting/changing insurance policies
• Partial prepayments